Get your life insurance license in Rhode Island
Step 1: Enroll in our recommended course
JustInsurance reports a 93% first-attempt pass rate among students who finish the course. Life is required; we encourage Life & Health.
Rhode Island doesn't require a pre-licensing course, but we recommend one. It's the surest way to pass the first time.
Enroll with JustInsurance, $149- Step 2: Pass your exam with Pearson VUE.
- Step 3: Apply through NIPR.
- Step 4: Get a state background check from the Rhode Island Attorney General's office (no more than 30 days old) and email it with your NIPR transaction number to the Department.
What to bring to the exam
Two current IDs with your signature: a government-issued photo ID, plus a second ID with a signature.
What it costs in Rhode Island
| Course (our link) | $149 |
|---|---|
| License application | $120 |
| Exam (Pearson VUE) | $80 |
| Background check (RI Attorney General) | $5 |
| About $354 with the course | |
Official links
- Rhode Island Department of Business Regulation (DBR), Insurance Division
- Book your exam (Pearson VUE)
- Apply for your license
Fees and rules change. Check the official links before you pay. Last checked October 2026.