Get your life insurance license in Michigan
Step 1: Enroll in our recommended course
JustInsurance reports a 93% first-attempt pass rate among students who finish the course. Life is required; we encourage Life & Health.
Michigan requires 20 hours of pre-licensing for Life (40 for Life & Health).
Enroll with JustInsurance, $149- Step 2: Apply through NIPR. You can do this before or during the course; the application stays open 180 days.
- Step 3: Pass your exam with PSI within 180 days of applying. Your course provider reports your completion to the state.
What to bring to the exam
A current government-issued photo ID with your signature.
What it costs in Michigan
| Course (our link) | $149 |
|---|---|
| License application | $10 |
| Exam (PSI) | $41 |
| About $200 with the course | |
Official links
- Michigan Department of Insurance and Financial Services (DIFS)
- Book your exam (PSI)
- Apply for your license
Fees and rules change. Check the official links before you pay. Last checked October 2026.