Get your life insurance license in California
Step 1: Enroll in our recommended course
JustInsurance reports a 93% first-attempt pass rate among students who finish the course. Life is required; we encourage Life & Health.
California dropped the 20-hour course on Jan 1, 2026, but you still need the 12-hour ethics and Insurance Code course before your license is issued.
Enroll with JustInsurance, $149- Step 2: Schedule and pass your exam with PSI.
- Step 3: Apply online through Sircon, California's application site.
- Step 4: Get Live Scan fingerprints through Capital Live Scan. Your license is issued after the ethics course and background check are done.
What to bring to the exam
A current government-issued photo ID with your signature.
What it costs in California
| Course (our link) | $149 |
|---|---|
| License application | $188 |
| Exam (PSI) | $98 |
| Fingerprints | $74 |
| About $509 with the course | |
Official links
- California Department of Insurance (CDI), Producer Licensing Bureau
- Book your exam (PSI)
- Apply for your license
Fees and rules change. Check the official links before you pay. Last checked October 2026.